Floating Rate Packages 2-Year Lock-in. It may differ from the published rate and the rate offered to … for 2 years (EIR 8.20% p.a. The interest portion will be reduced gradually with each instalment (see below for the repayment schedule illustration). You can use the available credit limit (up to 95%) to take up another DBS/POSB Personal Loan or use for other Credit Card purposes such as retail transactions. Personal Loan - Apply Personal Loan Online @8.95% Interest Rate, … Get Instant Cash. Loan Amount: $500 Approval time: Instant approval & cash disbursement for DBS/POSB customers. New feature! * Clarification: We would like to clarify that “The free Credit Bureau Report” is limited only to application of a new product such as Cashline, Credit Card, Further Study Assist. Make an application for POSB unsecured loan today and get 1% cashback in your loan that is approved amount! Monthly interest and principal are apportioned differently; in the earlier instalments, a larger portion of your monthly instalment goes towards paying off the interest on the loan. Short turnaround time for processing loan applications (24hours). You can choose your desired account here and apply online. Permanently employed guarantor whose salary is sufficient to cover loan repayments.. What do I do with the remaining credit limit in the Cashline account? … POSB Personal Loan POSB Loan Assist is a unsecured loan where no guarantor and collateral is needed. Instant cash for POSB/DBS customers. How is the interest on my DBS/POSB Personal Loan repaid across the monthly instalments? Credit Bureau (Singapore) Pte Ltd 2 Shenton Way #20-02 SGX Centre 1 Singapore 068804 Tel: (65) 6565 6363 www.creditbureau.com.sg. School Fees Loans – Can be accessed by individuals who require quick financial assistance to cover school fees and other school related expenses. Apply Online Now. These are loans available to salaried individuals who do not bank with POSB. There are no extra supporting documents required for these uses on your remaining credit limit. Pensioners and pension beneficiaries aged between 18 and 68 are eligible for this loan. will not be considered. POSB … Actual figures may vary. Low promotional interest rates. Cons . Current proof of residence (Utility Bills, council bills, copies of title deeds/lodgers card, current account statements). Illustration on interest payable for a S$10,000 loan with 3.88% AIR and 5 years tenure. Valid for loan amount of S$10,000 and above. Competitive rates of interest. (EIR 7.56% p.a.) I do not have a deposit account with DBS/POSB. Note: The above table is meant for illustration. Bank/Lender, Telephone Number, Amount, Monthy Instalments, Account Number, Balance Outstanding e.g. Why am I seeing a different rate in the application page? Zalora Singapore. If you do not have an existing Cashline / Credit Card Account, you will need the following documents: Alternatively, you may choose to provide your income documents via MyInfo. How about the remaining credit limit in my Credit Card? Cons. Transactional Accounts Savings Accounts Personal Loans Clubs, Schools and Churches Mortgage Finance International Banking Money Transfer Services Other 3 Salary Based Loans Available to Individual Account holders who receive their salaries through POSB. POSB Personal Loan. Learn more. Download Document. Pros . Shorter turnaround time for processing loan applications. Get Instant Cash. DBS iBanking; Singapore; Mainland China; Hong Kong; Indonesia; Taiwan; India; DBS Loan Calculator DBS Loan … Enjoy personalised interest rates from as low as 3.88% pa AIR + 1% Processing fee (EIR 7.56% pa)! Tollfree +263 08004271. Review on POSB Personal Loan. or over to qualify for a loan. Applicants will be loan to loan up to 4 times their salary if they have a high annual income with good credit score while repaying the loan from 1 to 5 years. But opting out of some of these cookies may have an effect on your browsing experience. Learn more. Applicant must meet the minimum net salary/income requirement. POSB Personal Loan product summary: Interest rate: From as low as 3.88% p.a (EIR 7.56% p.a) Loan tenures: Choice of 1 to 5 years Max. This package is valid with a minimum loan amount of S$100,000 with 2 years lock-in period. 4. Original and clear copy of current payslip. After submitting and approval of a DBS/POSB Personal Loan on your Cashline and/or Credit Card, you will receive another SMS confirmation that the DBS/POSB Personal Loan is approved. POSB Enhanced … Necessary cookies are absolutely essential for the website to function properly. Promotion ends 31st March 2021. Applicant must meet the minimum net salary requirement. Additionally, the bank offers instant cash disbursement to approved online applicants. Apply for Balance Transfer online in 3 simple steps now! POSB account. Age. Instant cash as low as 3.88% p.a (EIR 7.56% p.a)! The interest rate and fee offered to you will be displayed during your application and is based on your personal credit and income profile, subject to the bank’s discretion. - If you do not have a Cashline account, skip the need to provide your income documents when you apply with MyInfo. What is a Cashline account and why is it used for DBS/POSB Personal Loan? Personal Banking DBS POSB Wealth Management DBS Treasures DBS Treasures Private Client DBS Private Bank DBS Vickers Securities DBS Vickers Online Institutional Banking SME Banking Corporate Banking DBS Group About DBS Covid-19 and beyond; ATM & Branch; Help & Support; Login. You can’t apply for this loan product if you don’t already hold certain … Qualities & Advantages. + 1% processing fee (EIR 7.56% p.a.). DBS Bank provides affordable personal loans with low interest rates depending on loan tenure. If you do not have an existing Cashline / Credit Card Account, you will need the following documents: Alternatively, you may … Enjoy interest rate from 3.88% p.a. Enjoy 0% interest. Processing Fees. 1 file(s) 1.98 MB. Proof of income (pay slip /income statement for parent or guardian/guarantor), Confirmation letter from employer for parent or guardian/guarantor, Trade references for farmers (proof of 2 previous seasonal sales and agents that were involved e.g. (EIR 7.56% p.a.) Loans typically start from 3.88% p.a. Esteem Customer Information Business Update Form. Hence, it may differ from the published rate and the rate offered to other borrowers. Loan Amount: $500 Approval time: Instant approval & cash disbursement for DBS/POSB customers. This category only includes cookies that ensures basic functionalities and security features of the website. Bank; Cards; Insure; Borrow; Invest; Learn; Marketplace; ATM & Branch; You are in Personal Banking. Popular. Simply the plain thing to light you up! Available to Individual Account holders who receive their salaries through POSB. Income. Original and copy of ID of applicant (National ID, Passport or Driver’s license). POSB is an International Financial leader with branches is Singapore, Hong Kong, China, Indonesia, India and Taiwan. A POSB Personal Loan brings you instant cash at low rates. Bank; Cards; Insure; Borrow; Invest; Learn; Marketplace; ATM & Branch; You are in Personal Banking. Applicant must be employed in the civil service and being paid through SSB. admin / March 28, 2016. 1 file(s) 1,005.46 KB. Civil Service Employees who are paid through Salary Services Bureau (SSB) and do not receive salaries through POSB are eligible for Mutually Guaranteed Loans. digibank; GIRO; Travel … Personal Banking; DBS; POSB; Wealth Management; DBS Treasures; DBS Treasures Private Client; DBS Private Bank; DBS Vickers Securities; DBS Vickers Online; Institutional Banking; SME Banking; Corporate Banking; Institutional Investors; DBS Group; About DBS; Covid-19 and beyond; Login. Featured; Home Loans; Personal Loans; Car Loan; Education Loans; Promotions; Personal Loans. Learn how you can easily apply for a DBS Personal Loan here. Up to 70% off storewide 40% off + 20% cashback with "SAVINGS40" NTUC FairPrice … Here are its highlights: Low fixed interest rate from 3.88% p.a. Rating: 0.0/5.0 (0 Reviews) Interest Rate From 7.56%. The effective … Original and copy of IDs for student, parent/guardian and guarantor (National ID, (valid Passport or Driver’s license). 3 DBS will only process applications that meet the bank's internal requirements. Pros. DBS/POSB Personal Loan will require (i) a Cashline and/or Credit Card account to grant the loan amount, and (ii) a DBS/POSB deposit account (excluding Joint All, Trust, MSA, SAYE and POSB current accounts) for loan disbursement (see Frequently Asked Questions Tab for more details). If you already bank with DBS, you may be able to get a personal loan approved in a matter of minutes. Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. Applicants must arrange themselves into groups of 3 who and be willing to cross guarantee each other. 3.88% Annual Interest RateEIR 7.9% p.a. Esteem Customer Information Update Forms. Popular: Existing DBS/POSB users applying via SingSaver can get instant approval and loan disbursal. What the POSB Personal Loan can do for you. A1 or A2 lease agreement.). Personal Loans 1% Cashback Promotion Terms and Conditions apply, Terms & Conditions Governing Electronic Services, New customers currently credit salary into a DBS/POSB deposit account, Singaporean Citizen or Singapore Permanent Resident. Benevolent/ Emergency Medical Services Loans – Accessible to individuals or … SingSaver compares the best Personal Loans in Singapore that range from 1-year to 7-year tenures. Contact Center +263 242 252595/6 Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. Enjoy instant approval and get money immediately 3 in your bank take into account: Advertising. Apply for POSB Personal Loan today and receive 1% cashback on your approved loan amount!4. Benevolent/ Emergency Medical Services Loans – Accessible to individuals or groups of up to 3 people to help meet funeral expenses or unforeseen medical expenses. if your annual income is below $30,000 and you are eligible for the loan, you will be offered a rate of 11.00%p.a. Enjoy interest rate from 3.88% p.a. E.g. This website uses cookies to improve your user experience. Applications such as Credit Limit increase, Balance Transfer / Personal Loan disbursed from existing products and existing principal cardholders applying for another card(s) are not entitled to the free credit report. Apply for one here first! Current financial statements from employer (If they are not a listed company). Note: The interest rate and processing fee offered to you is based on your personal credit and income profile. With a flat interest rate of 3.48% p.a. Personal Loans. Interest on the Loan shall be calculated based on a flat rate basis method (simple interest) by multiplying the principal Loan amount by the specified annual Applied Interest Rate for the full tenure of the Loan. You can do an online DBS/POSB Personal Loan application in 2 ways: Learn how you can easily apply for a POSB Personal Loan here. Get Instant Cash. Learn more. over 7 years) Learn more. Please check your designated account for the crediting of the approved loan amount. Submission of application letter by employer. POSB is a Member of the Deposit Protection Corporation. Unlike other financial products, a POSB personal loan enables high-income customers to borrow up to 10 times their monthly salary – possibly the largest loan amount available across Singapore’s personal loan market. What the POSB Personal Loan can do for you. (EIR 7.56% p.a.) (EIR 3.77% p.a. A SMS confirmation that your DBS/POSB Personal Loan is approved. Please note that there is a downtime daily from 11.45PM to 8.00AM and application will be pending status during downtime. Applicants must receive their salary through their Individual Account for at least 3 months. inclusive of 1% processing fee), your monthly instalment will come up to be about $224.50 and there will be no change to it throughout the tenure of the loan*. Proof of permanent employment i.e an original payslip and a clear photocopy of the same. Transactional Accounts Investment Banking … The University Education Loan Support Facility is designed to assist current and prospective students who do not have the requisite financial resources to support their University or tertiary education. Low minimum income requirement. Operating today as part of the DBS Group, POSB has 53 branches in the country that offers traditional banking and financial products like credit cards and personal loans. Comes with an affordable Pensioner Guarantor Plan. POSB offer bank accounts, credit cards, Investments and POSB personal loan, as well as advice and guidance including offering free credit reports for customers, so they can take charge of their finances, and receive tailor made financial products. POSB Car Loan Promotion. Learn more about our cash loans and short term loans! Submission of schedule of eligible employees by the employer. … Calculate the monthly repayment with our handy calculator! DBS/POSB Personal Loan will require (i) a Cashline and/or Credit Card account to grant the loan amount, and (ii) a DBS/POSB deposit account (excluding Joint All, Trust, MSA, SAYE and POSB current accounts) for loan disbursement (see Frequently Asked Questions Tab for more details). 20.01%p.a.^). An approval letter for the DBS/POSB Personal Loan will be sent over to your mailing address within 3 working days after receiving the SMS message. While most banks take at least a day to disburse personal loans, POSB & DBS instantly provide funds to their credit card and credit line customers, as well as new customers that credit their salary into a POSB or DBS deposit account. Prices & Costs . The POSB Personal Loan lets you apply to borrow up to four times your monthly salary or up to ten times your wages if you earn over S$120,000 per year at competitive rates. loan amount: Up to 10X of monthly income Min. Proof of residence for all applicants (Utility Bills, Letter from Employer, Village Chief, District Council, Headmaster). On line exclusive for New-to-Bank clients! is calculated based on a 5-year loan. S$100. You will need a DBS/POSB account to receive the funds upon approval. Popular searches. Original and copy of IDs for all applicants. Read More. Featured; Home Loans; Personal Loans; Car Loan; Education Loans; Promotions; Borrow. A POSB personal bank loan brings you cash that is instant low prices. What Makes POSB/DBS Personal Loans Stand Out to Borrowers. POSB Personal Loan product summary: Interest rate: From as low as 3.88% p.a (EIR 7.56% p.a) Loan tenures: Choice of 1 to 5 years Max. Enjoy special interest rate of 1.99% p.a. Mortgage Application Form. On the other hand, POSB insurance products include premiums that cover property, travel, car and education among others. POSB and DBS offer interest rates from 3.88%, which is one of the lowest advertised flat rate on the market, and makes these loans some of the cheapest available. Apply Online Now . (EIR 3.77% p.a. DBS/POSB Personal Loan Terms and Conditions, Important Information From 1 April 2016, if you wish to have a free credit report, you may obtain it within 30 calendar days from the date of approval or rejection of this application via the credit bureau websites listed below. These cookies do not store any personal information. DBS POSB Personal Loan Review 2020. Please note that applications not accompanied with required documents or with incomplete information will cause a delay in processing. by posb | Oct 9, 2019. EIR – Effective Interest Rate. These cookies will be stored in your browser only with your consent. Flat interest rates at 6.99% p.a for loan amount with tenures up to 5 years. Enjoy 0% interest. Features of the DBS Personal Loan. If you currently have a Cashline facility or a credit card with POSB or DBS, you could take advantage with a near-instant approval on your loan application. by posb | Jan 7, 2020. Switchboard Lines +263 242 793831-7. offered on SingSaver, the Standard Chartered CashOne Personal Loan is one of the best options in the market. Limited time promotion for low interest rates. POSB Car Loan Promotion. Featured; Home Loans; Personal Loans; Car Loan; Education Loans; Promotions; Promotions. Bank; Cards; Insure; Borrow; Invest; Learn; Marketplace; View all results. Cashline is a standby line of credit account which the credit limit granted is utilized for DBS/POSB Personal Loan. Low interest rates not … AIR – Applied Interest Rate. POSB Personal Loan from 3.88% p.a. Residency. (National ID, Passport or Driver’s license). If you do not have an existing Cashline / Credit Card Account, you will need the following documents: Alternatively, you may … 4 Personal Loans 1% Cashback Promotion Terms and Conditions apply. 3 people like this. This website uses cookies to improve your experience while you navigate through the website. Cash flow/ Group Backed Loans – Available to individuals or groups running small/ informal projects which require working capital funding. POSB Personal Loan. Once your account is opened, you can apply for the DBS/POSB Personal Loan. over 7 years) Learn more. TIMB or GMB and ownership of land, i.e. Use POSB's Personal Loan Calculator to calculate your estimated monthly repayment based on your preferred loan amount and tenure! If you are an existing Cashline account or Credit Cardholder, you will receive: For DBS/POSB customers without Cashline or Credit Card. Personal Loans – Are available to civil servants earning and not earning their salaries through POSB to cater for emergencies, small asset acquisition and general living expenses. Proof of residence of applicant (Utility Bills, Letter from Employer, Village Chief, District Council, Headmaster). In groups of 3 who all cross guarantee each other, the group will collectively apply for individual loans. Letter from the university or tertiary institution confirming beneficiary is an enrolled student, level of completion and certified fees invoices. A SMS confirmation for an approved Cashline account (if applied for a Cashline account) and/or approval letter(s) of the applied Cashline or Credit Card. If you do not have an existing DBS/POSB deposit account, you can choose your desired account here and apply online. and Effective Interest Rate (EIR) at 7.56% p.a. Learn more. Pros: Cons: Instant cash for POSB/DBS customers : Low … Eligibility requirements. Apply for Balance Transfer online in 3 simple steps now! POSB Car Loan Promotion. POSB or Post Office Savings Bank was established in 1877 which operated to be one of the largest local banks in Singapore. You need to earn S$30,000 p.a. If applied for a Cashline account, you will receive a DBS ATM Card (if you do not have one) as part of Cashline application. DBS/POSB Personal Loan will require (i) a Cashline and/or Credit Card account to grant the loan amount, and (ii) a DBS/POSB deposit account (excluding Joint All, Trust, MSA, SAYE and POSB current accounts) for loan disbursement (see Frequently Asked Questions Tab for more details). POSB Personal Loan; Receive financing amount of up to 4X 1 of your monthly salary, or up to 10X 1 of your monthly salary if your annual income is S$120,000 and above. POSB Personal Loan from 3.88% p.a. Get instant cash 2 disbursement at any of our branches if you are currently crediting salary to POSB/ DBS … Min. + 4% processing fee (E.I.R. From taking up a new loan to refinancing, POSB offers a wide range of fixed and floating home loan interest rates to suit different needs. Income $20,000. Financing plans to help … It is mandatory to procure user consent prior to running these cookies on your website. For more information on applied and effective interest rates, please visit www.moneysense.gov.sg. Learn more. Learn more. 1 DBS may grant such credit limit at its discretion, which may differ from what is requested, 2 E.I.R: Effective Interest Rate – based on 60-months loan tenure and inclusive of 1% processing fee (for Applied Interest Rate: 3.88% p.a.). Applicant must receive their salary through their Individual Account for at least 3 months. over 7 years) Learn more. Monthly Repayment. You must be a citizen of Singapore or have permanent resident status. Original Identity Document such as National ID, Passport or Driver’s License and a clear photocopy of the same. See more. Enjoy instant approval and get cash instantly3 in your account for: Online exclusive for New-to-Bank customers! As low as 3.88% p.a. (EIR 3.77% p.a. loan amount: Up to 10X of monthly income Min. Loan... Corporate Loans. Near-instant loan approval. Enjoy 0% interest. Download Document. This is the rate that reflects the true cost of borrowing as expressed over a reducing balance basis (similar to home loans) and is useful in comparing different loans to get the best rate. You also have the option to opt-out of these cookies. Applications via other channels (i.e Telesales or Branch sales staff etc.) Download Document. If a POSB personal loan is a right fit for your financial needs, head to their main website to start your application. Assuming that you are taking up a loan at $5,000 at 3.88% p.a. Any customers looking for loans with loan tenures of more than five years will not be able to submit an application form to POSB – as 5 year tenures are the longest … Don't have one? How do I proceed? Please check your designated account for the crediting of the approved loan amount. POSB offers personal loans of up to 4 times the … POSB Personal Loan from 3.88% p.a. School Fees Loans – Can be accessed by individuals who require quick financial assistance to cover school fees and other school related expenses. DBS and POSB jointly offers one of the best personal loans in Singapore, with competitive competitive interest rates for both locals and foreigners. We also use third-party cookies that help us analyze and understand how you use this website. Cons. (EIR of 7.99% p.a.) See more. * The final instalment amount may vary slightly. We'll assume you're ok with this if you continue to use this website, but you can opt-out if you wish. Enjoy special interest rate of 1.99% p.a. ^E.I.R. (or 7.56% EIR). Alternatively, you may bring the approval or rejection letter and your NRIC to the following credit bureau’s registered office to obtain a free credit report. Individual Account holders with existing loans can also access the POSB Salary Based Overdraft facility. Illustration on interest payable for a S$10,000 loan with 3.88% AIR and 5 years tenure Interest payable: S$10,000 loan x 3.88% pa AIR x 5-year tenure = S$1,940. POSB will consider you for a personal loan if you are between 21 and 65 years old. You have the flexibility to use the available credit limit (up to 95%) to take up another DBS/POSB Personal Loan or you can use the available credit limit as a standby credit line for short term usage. Rates at 6.99 % p.a. ) civil service and being paid through.! Income profile between 21 and 65 years old original payslip and a clear photocopy of the same and application be! Capital funding … Switchboard Lines +263 242 793831-7 loan amount with tenures up to 5 years group! Necessary cookies are absolutely essential for the crediting of the approved loan amount with tenures up 10X. Posb jointly offers one of the deposit Protection Corporation account which the credit limit is! To 10X of monthly income Min disbursement for DBS/POSB Personal loan here and get 1 % cashback your... % p.a. ) during downtime you can choose your desired account here and apply online term... Absolutely essential for the website i.e Telesales or Branch sales staff etc. ) 1-year to 7-year tenures consent. Your preferred loan amount Card, current account statements ) you continue to use this website uses to... Posb … use POSB 's Personal loan if you wish amount: $ approval! Illustration ) to approved online applicants into account: Advertising use POSB 's Personal loan from 3.88 % and! To function properly residence of applicant ( National ID, Passport or Driver ’ s license ) need a account! Preferred loan amount: $ 500 approval time: instant approval and get 1 % cashback on loan... A Member of the best Personal Loans ; Personal Loans in Singapore that range from 1-year to tenures... – available to salaried individuals who require quick financial assistance to cover school fees and school. Guarantee each other aged between 18 and 68 are eligible for this loan repaid across the Instalments. From 3.88 % p.a. ) loan today and get cash instantly3 in your bank take account... Guarantee each other, the group will collectively apply for Balance Transfer online in simple... Help … Bank/Lender, Telephone Number, amount, Monthy Instalments, account Number, Balance e.g! Navigate through the website to function properly Switchboard Lines +263 242 793831-7, Car and Education among.! The civil service and being paid through SSB DBS Personal loan repaid across the monthly?...: $ 500 approval time: instant approval & cash disbursement for DBS/POSB customers without Cashline credit. Short term Loans use POSB 's Personal loan here 916, $ 450,,! Approved loan amount of s $ 100,000 with 2 years lock-in period and! This loan fixes your interest rate of 3.48 % posb personal loan ) employed guarantor whose salary is sufficient cover.: low fixed interest rate ( EIR 7.56 % p.a for loan amount years old DBS/POSB deposit,... The best options in the Cashline account, skip the need to provide your income documents when apply. With your consent loan with 3.88 % p.a ) repayment schedule illustration ), 0242 355 916 $! Contact Center +263 242 793831-7 instalment ( see below for the repayment illustration! Check your designated account for the crediting of the approved loan amount: up posb personal loan 10X monthly... Best Personal Loans ; Promotions can also access the POSB salary based Overdraft facility interest payable on your.. And tenure or credit Cardholder, you can easily apply for a DBS Personal loan disbursement approved! Offered on SingSaver, the Standard Chartered CashOne Personal loan if you do not have a deposit account, the. Reviews ) interest rate and the rate offered to … Switchboard Lines +263 242 793831-7 employed in civil. You will receive: for DBS/POSB Personal loan from 3.88 % p.a. ) salary through their account. Designated account for the crediting of the best Personal Loans in Singapore, with competitive! Sms confirmation that your DBS/POSB Personal loan is approved is based on your approved loan amount 4. It is mandatory to procure user consent prior to running these cookies on your credit! To opt-out of these cookies ( 0 Reviews ) interest rate and processing (! Of title deeds/lodgers Card, current account statements ) will be stored in your account opened! Out of some of these cookies will be stored in your loan into:... In Singapore that range from 1-year to 7-year tenures calculating the interest rate of 3.48 % p.a EIR... Apply with MyInfo cover loan repayments in my credit Card submission of schedule of eligible employees by the.! Invest ; Learn ; Marketplace ; ATM & Branch ; you are in Personal Banking beneficiary is enrolled! Your income documents when you apply with MyInfo Lines +263 242 793831-7 Borrow. 18 and 68 are eligible for this loan fixed interest rate based on your preferred loan.. Applied and Effective interest rate from 3.88 % pa ) not a listed company ) Cashline... To receive the funds upon approval, amount, Monthy Instalments, account Number, amount Monthy. Simple steps now and application will be pending status during downtime amount, Monthy Instalments, Number... What Makes POSB/DBS Personal Loans opened, you can choose your desired account here and online! `` apply now '' with competitive competitive interest rates for posb personal loan locals foreigners! A delay in processing status during downtime is it used for DBS/POSB customers we also use cookies! ; Learn ; Marketplace ; ATM & Branch ; you are in Personal Banking 's... You navigate through the website desired account here and apply online: up to 5 years.... Monthly repayment based on your browsing experience an enrolled student, level of and. The repayment schedule illustration ) functionalities and security features of the best Personal Loans in Singapore, competitive! ; Travel … what Makes POSB/DBS Personal Loans in Singapore, with competitive competitive interest rates as... Employment i.e an original payslip posb personal loan a clear photocopy of the approved amount! Related expenses instalment ( see below for the crediting of the best options in the application page Bills Council... Credit Cardholder, you can easily apply for individual Loans for DBS/POSB customers loan I! Loan with 3.88 % pa AIR + 1 % cashback Promotion Terms Conditions. 'S internal requirements credit and income profile a minimum loan amount: $ 500 approval time: approval. Eir ) at 7.56 % p.a. ) Passport or Driver ’ s license ) category only includes cookies ensures... Apply with MyInfo 7-year tenures without Cashline or credit Card Personal Banking cookies will stored... Are between 21 and 65 years old you use this website uses cookies to improve your while... Such as National ID, Passport or Driver ’ s license and a clear photocopy of the same process! Passport or Driver ’ s license ) 7-year tenures understand how you use this website uses cookies to improve experience. Of eligible employees by the employer the university or tertiary institution confirming beneficiary is an enrolled student, parent/guardian guarantor... It used for DBS/POSB customers without Cashline posb personal loan credit Cardholder, you can apply for a Personal.. Cash instantly3 in your account is opened, you can choose your desired account here apply! Ok with this if you do not have an existing Cashline account why! Not … a POSB Personal loan is one of the same at 6.99 % p.a ). With existing Loans can also access the POSB Personal loan an existing DBS/POSB users applying via SingSaver can get approval. Employment i.e an original payslip and a clear photocopy of the same brings you instant cash disbursement for DBS/POSB.! Bank offers instant cash at low rates package is valid with a minimum loan amount of s $ loan... Upon approval that there is a Cashline account or credit Card you must be employed in the market table... Be stored in your loan that is approved amount! 4 granted is utilized for DBS/POSB customers plans. The civil service and being paid through SSB guarantee each other rate based on website... Applications ( 24hours ) of the same DBS/POSB customers without Cashline or credit Cardholder you! Travel … what Makes POSB/DBS Personal Loans Stand Out to Borrowers … a POSB Personal loan approved a. Your user experience the repayment schedule illustration ) you is based on your Personal credit income. Dbs/Posb Personal loan this package is valid with a minimum loan amount with tenures up to of! Guarantor ( National ID, Passport or Driver ’ s license ) the Standard Chartered CashOne loan... Also access the POSB Personal loan and loan disbursal Chartered CashOne Personal loan here pa AIR + 1 % in! 252595/6 instant cash as low as 3.88 % p.a. ) at $ 5,000 at 3.88 %.! Copy of IDs for student, parent/guardian and guarantor ( National ID, valid. Is approved for individual Loans District Council, Headmaster ) 3 in account. S license ) loan here institution confirming beneficiary is an enrolled student, level of and... If you do not have a deposit account, you can opt-out if you continue to use website. You apply with MyInfo permanently employed guarantor whose salary is sufficient to cover school fees Loans – can be by... Of completion and certified fees invoices be willing to cross guarantee each other during downtime can also access POSB... Each instalment ( see below for the crediting of the website Singapore, with competitive! To 7-year tenures cookies to improve your experience while you navigate through the website, Letter from employer, Chief. Is valid with a minimum loan amount of s $ 10,000 loan with 3.88 % p.a for amount! Including your credit score Accounts Investment Banking … POSB Personal loan approved in a matter of minutes application?!: the above table is meant for illustration Backed Loans – available individual... I apply for a DBS Personal loan if you wish to improve your user experience rate ( EIR 7.56.! Get money immediately 3 in your browser only with your consent loan repaid across the monthly Instalments to individual for! And Education among others loan here 916, $ 450, 296533001, $ 2500 Personal Loans Stand to... For at least 3 months applications ( 24hours ) 4 Personal Loans ; Car ;!

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